"San Antonio" Property Taxes 2025: Complete Guide

Property taxes can be a confusing topic, but understanding them is essential for anyone living in or moving to San Antonio in 2025. Whether you’re a first-time homebuyer, seasoned investor, or just curious about how your tax dollars are spent, this complete guide will walk you through everything you need to know.

How Are Property Taxes Calculated?

In San Antonio, property taxes are based on the appraised value of your home, as determined by the Bexar County Appraisal District. The tax rate is a combination of city, county, and local school district rates, which are reviewed and updated annually. For 2025, expect some adjustments as the city continues to grow and fund new projects.

What Are the 2025 Tax Rates?

While rates can vary depending on your specific location, the average property tax rate in San Antonio typically hovers around 2% to 2.5% of your home’s appraised value. This includes contributions to schools, city services, and county infrastructure. For the latest figures, always check with the Bexar County Tax Assessor’s website.

Exemptions and Relief Options

• Homestead Exemption: If you live in your home as your primary residence, you may qualify for a reduction in your taxable value.
• Senior Citizen & Disability Exemptions: Additional savings are available for homeowners over 65 or those with qualifying disabilities.
• Veterans’ Exemptions: Special provisions exist for veterans and their families, potentially reducing your tax bill even further.

How to Pay Your Property Taxes

Taxes are usually due by January 31 each year. You can pay online, by mail, or in person at the Bexar County Tax Office. Many mortgage lenders also collect property taxes through your monthly payment and handle the process for you.

What Happens If You’re Late?

Missing the deadline can result in penalties and interest, so it’s important to stay on top of your bill. If you’re struggling, reach out to the Tax Office—payment plans may be available.

Where Do Your Tax Dollars Go?

Your property taxes help fund local schools, police and fire departments, public libraries, parks, and road improvements. In 2025, expect to see investments in new infrastructure and city services as San Antonio continues to grow.

Tips for Homeowners

• Review your appraisal notice each year to ensure your home’s value is accurate.
• File for exemptions as soon as you’re eligible.
• Set reminders for payment deadlines to avoid late fees.
• Keep an eye on local news for changes to tax rates or new relief programs.

Understanding property taxes doesn’t have to be overwhelming. With a little preparation, you can make sure you’re not paying more than you owe—and help keep San Antonio a great place to live in 2025 and beyond.